Bad Faith Insurance

Holding insurance companies accountable.

Protecting Your Rights Against Unfair Practices.

At MPJ Law Firm, we stand up for individuals and families who have been treated unfairly by their insurance companies. Based in Rio Rancho, New Mexico, we focus on helping clients whose legitimate claims have been delayed, undervalued, or denied outright. Led by attorney Michael P. Jasso, our team has the experience and insight to take on even the most challenging cases of insurance bad faith.

With a background in both plaintiff and defense work, Michael understands the tactics insurance companies use to avoid paying claims. This knowledge allows us to anticipate their moves and fight to ensure you receive the compensation you are entitled to. With our no-fee-unless-you-win policy, you can pursue justice with confidence, knowing we are on your side every step of the way.

bad faith insurance

What Constitutes Insurance Bad Faith?

Insurance companies have a legal duty to act in good faith and handle claims fairly. Unfortunately, some engage in bad faith practices to protect their profits at the expense of policyholders. Examples of bad faith include:

  • Unreasonable Claim Denials

    Denying a valid claim without a legitimate reason or explanation.


  • Delays in Processing Claims

     Failing to investigate or process claims within a reasonable timeframe, causing unnecessary stress and financial strain.

  • Offering Unreasonably Low Settlements

    Proposing settlements far below the actual value of the damages incurred.

  • Misrepresentation of Policy Terms

    Misleading policyholders about their coverage or benefits to avoid paying claims.


  • Failure to Communicate

     Ignoring policyholders’ inquiries or failing to provide updates on the status of a claim.

If you’ve experienced any of these tactics, MPJ Law Firm is here to help. We work to hold insurance companies accountable for their bad faith actions and fight for the compensation you deserve.

Elements of an Insurance Bad Faith Claim

To build a successful insurance bad faith claim, we must demonstrate the following key elements:

  • Existence of a Valid Policy: The policyholder had active coverage at the time of the claim.
  • Breach of Duty: The insurance company failed to fulfill its obligation to act in good faith.
  • Damages: The policyholder suffered financial or emotional harm as a result of the insurer’s bad faith actions.

Our team is experienced in gathering evidence, analyzing policy terms, and proving these elements to strengthen your case and maximize your compensation.


A man is standing on top of a rock looking out over a desert landscape.
A crescent moon is visible in a cloudy night sky.
A desert landscape with cactus and mountains in the background
why choose us

Why Choose MPJ Law Firm for Insurance Bad Faith Cases?

Proven Expertise

Michael P. Jasso’s extensive experience includes working with insurance defense firms, giving him a deep understanding of how insurers evaluate and process claims. This insider knowledge allows us to build strong cases against bad faith practices and secure fair outcomes for our clients.

Client-Centered Approach

At MPJ Law Firm, we know how frustrating and overwhelming it can be to deal with an uncooperative insurance company. Our team provides clear, compassionate guidance throughout the process, ensuring you feel supported every step of the way.

Results-Driven Representation

Our goal is to hold insurance companies accountable for their bad faith actions and secure the compensation you are entitled to. Whether through negotiation or litigation, we are committed to achieving the best possible outcome for your case.

The Importance of Prompt Action

If you believe your insurance company is acting in bad faith, it’s crucial to seek legal assistance as soon as possible. Taking prompt action helps in the following ways:


  • Preserving Evidence: Collecting documentation, communication records, and claim files is essential for proving bad faith.
  • Avoiding Insurance Pitfalls: Engaging an attorney ensures your case progresses efficiently, without unnecessary hold-ups.
  • Protecting Your Rights: An experienced attorney can identify and counter bad faith tactics, safeguarding your interests and financial recovery.

At MPJ Law Firm, we’re here to protect your rights and help you fight back against insurance companies that fail to uphold their obligations.